Compare Australian Credit Cards

Find the best credit card from 7 banks and providers — filter by annual fee, rewards program, and card type. 43 cards updated daily.

43 credit cards7 providersRewards, travel & low rateUpdated daily
Good Plans
Hot Deals
27 offers with savings
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Enjoy a low interest rate of 10.99% p.a. on purchases and $0 annual fee

Sign-up bonus

American Express

American Express

The Low Rate Credit Card from American Express®

$0/yr

No annual fee

10.99% p.a. purchase rate
Up to 55 days interest free
Card Purchase and Refund Cover
View Card

Updated 9 Mar

Earn Qantas Points and enjoy $0 Annual Card Fee

Sign-up bonus

American Express

American Express

The Qantas American Express Discovery Card

$0/yr

No annual fee

Up to 0.75 Qantas Points for every $1 spent on purchases
Add up to 4 Additional Cards at no extra fee
Card Refund and Purchase Cover
View Card

Updated 9 Mar

Enjoy $0 Annual Card Fee (usually $195) in the first year

Sign-up bonus

American Express

American Express

The American Express® Platinum Edge Credit Card

$0/yr

No annual fee

3 pts per $1 spent at major supermarkets & petrol stations
Complimentary domestic and international Travel Insurance
Transfer your points to over 10 major partners across Airlines, Hotels and Retail
View Card

Updated 9 Mar

Earn up to $240 cashback ($40/month for 6 months)

Sign-up bonus

CommBank

CommBank

Low Fee credit card

$3/mo

~$36/yr equivalent

Exclusive access to Travel Booking via the CommBank App
Complimentary Purchase Security and Extended Warranty Insurance provided by Cover-More
No monthly fee if you spend at least $300 in your statement period. Otherwise monthly fee is $3
View Card

Updated 9 Mar

Earn up to $450 cashback ($75/month for 6 months)

Sign-up bonus

CommBank

CommBank

Low Rate credit card

$6/mo

~$72/yr equivalent

Exclusive access to Travel Booking via the CommBank App
Complimentary Purchase Security and Extended Warranty Insurance provided by Cover-More
Our most popular credit card with a low rate on purchases
View Card

Updated 9 Mar

Earn up to 80,000 CommBank Awards points (20,000 points/month for 4 months)

Sign-up bonus

CommBank

CommBank

Smart Awards credit card

$19/mo

~$228/yr equivalent

Earn up to 1.5 Awards points or 0.6 Qantas Points for every $1 spent on eligible purchases, up to and including $5,000 in a statement period
Earn unlimited Awards Points or Qantas Points each year
Pay no additional cardholder fee
View Card

Updated 9 Mar

$220 credit back

Sign-up bonus

ANZ

ANZ

ANZ First credit card

$30/yr

Annual fee

20.99% p.a. purchase rate
Lowest annual fee compared to all other ANZ credit cards
Minimum credit limit: $1,000
Current annual fee: $30
View Card

Updated 9 Mar

Earn up to 100,000 CommBank Awards points (25,000 points/month for 4 months)

Sign-up bonus

CommBank

CommBank

Ultimate Awards credit card

$35/mo

~$420/yr equivalent

Earn up to 3 Awards points or 1.2 Qantas Points for every dollar spent on eligible purchases, up to and including $10,000 in a statement period
Earn unlimited Awards points or Qantas Points each year
Pay no additional cardholder fee
View Card

Updated 9 Mar

0% p.a. for 24 months on balance transfers (3% balance transfer fee applies)

Sign-up bonus

Bankwest

Bankwest

Breeze Classic Mastercard

$49/yr

Annual fee

12.99% p.a. purchase rate
Minimum credit limit $1,000
2.95% foreign transaction fee
12.99% p.a. ongoing balance transfer rate
View Card

Updated 9 Mar

$400 credit back OR 0% p.a. balance transfer for 26 months + $0 annual fee in the first year

Sign-up bonus

ANZ

ANZ

ANZ Low Rate credit card

$58/yr

Annual fee

13.74% p.a. purchase rate
Our lowest interest rate on purchases at 13.74% p.a.
Minimum credit limit: $1,000
Current annual fee: $58
View Card

Updated 9 Mar

0% p.a. for 24 months on balance transfers (3% balance transfer fee applies)

Sign-up bonus

Bankwest

Bankwest

Breeze Platinum Mastercard

$59/yr

Annual fee

12.99% p.a. purchase rate
Minimum credit limit $6,000
Higher minimum credit limit
No foreign transaction fees
View Card

Updated 9 Mar

$450 credit back + $0 annual fee in the first year

Sign-up bonus

ANZ

ANZ

ANZ Platinum credit card

$87/yr

Annual fee

Annual fee waived each year if you spend $20,000 or more on eligible purchases
Minimum credit limit: $6,000
Current annual fee: $87
View Card

Updated 9 Mar

Receive 30,000 bonus Velocity Points

Sign-up bonus

American Express

American Express

The American Express Velocity Escape Plus Card

$95/yr

Annual fee

Up to 1 Velocity Point per $1 spent on everyday purchases
$50 Virgin Australia Statement Credit for eligible VA spend, once per redemption period
Complimentary Travel Insurance when you use your Card to pay for your return trip
View Card

Updated 9 Mar

Receive 30,000 Bonus Membership Rewards® Points

Sign-up bonus

American Express

American Express

The American Express Essential® Rewards Credit Card

$108/yr

Annual fee

Up to 5 points for every $1 spent on purchases
Transfer your points to over 10 major partners across Airlines, Hotels and Retail
Cover for smartphone screen repairs up to $500 each year
View Card

Updated 9 Mar

Up to 125,000 ANZ Reward Points + $50 credit back OR Up to 80,000 Velocity Points + $50 credit back

Sign-up bonus

ANZ

ANZ

ANZ Rewards Platinum credit card

$149/yr

Annual fee

Uncapped ANZ Reward Points earn rate
Minimum credit limit: $6,000
Current annual fee: $149
View Card

Updated 9 Mar

Up to 100,000 bonus NAB Rewards Points

Sign-up bonus

NAB

NAB

NAB Rewards Platinum Card

$195/yr

Annual fee

20.99% p.a. purchase rate
Complimentary insurances
Earn up to 2 NAB Rewards Points per $1
Uncapped points earn
View Card

Updated 9 Mar

Receive 20,000 bonus Qantas Points

Sign-up bonus

American Express

American Express

The Qantas American Express Premium Card

$249/yr

Annual fee

Up to 1 Qantas Point for every $1 spent on purchases
2 complimentary Qantas Club Lounge invitations each year
Complimentary domestic and overseas travel insurance
View Card

Updated 9 Mar

75,000 bonus Qantas Points + $100 credit back

Sign-up bonus

ANZ

ANZ

ANZ Frequent Flyer Platinum credit card

$295/yr

Annual fee

Uncapped Qantas Points earn rate
Minimum credit limit: $6,000
Current annual fee: $295
View Card

Updated 9 Mar

Up to 100,000 bonus Qantas Points and $150 cashback

Sign-up bonus

NAB

NAB

NAB Qantas Rewards Premium Card

$295/yr

Annual fee

20.99% p.a. purchase rate
Complimentary insurances
Free Qantas Frequent Flyer membership
Earn 1 bonus Qantas Point for every dollar on eligible Qantas services
View Card

Updated 9 Mar

Up to 180,000 ANZ Reward Points + $100 credit back

Sign-up bonus

ANZ

ANZ

ANZ Rewards Black credit card

$375/yr

Annual fee

Highest ANZ Reward Points earn rate
Minimum credit limit: $15,000
Current annual fee: $375
View Card

Updated 9 Mar

Receive 75,000 Bonus Membership Rewards® Points

Sign-up bonus

American Express

American Express

The American Express Explorer® Credit Card

$395/yr

Annual fee

Up to 2 points per $1 spent on purchases
$400 to spend on travel each Membership year
2 entries each year to the The Centurion®Lounge
View Card

Updated 9 Mar

Up to 130,000 bonus Qantas Points and $250 cashback

Sign-up bonus

NAB

NAB

NAB Qantas Rewards Signature Card

$420/yr

Annual fee

20.99% p.a. purchase rate
Complimentary insurances
Free Qantas Frequent Flyer membership
Earn 1 bonus Qantas Point for every dollar on eligible Qantas services
View Card

Updated 9 Mar

You could also earn up to 110,000 bonus points.

Sign-up bonus

NAB

NAB

NAB Rewards Signature Card

$420/yr

Annual fee

20.99% p.a. purchase rate
A $35 monthly card fee, reversed if you spend $5,000 or more in a statement period
Fee-free international transactions
Complimentary delayed flight lounge pass
View Card

Updated 9 Mar

Up to 130,000 bonus Qantas Points + $200 credit back

Sign-up bonus

ANZ

ANZ

ANZ Frequent Flyer Black credit card

$425/yr

Annual fee

ANZ's highest Qantas Points earn rate
Minimum credit limit: $15,000
Current annual fee: $425
View Card

Updated 9 Mar

Earn up to 100,000 bonus Velocity Points

Sign-up bonus

American Express

American Express

The American Express Velocity Platinum Card

$440/yr

Annual fee

Up to 1.25 Velocity Points per $1 spent on purchases
A Virgin Australia return economy domestic flight each year
VA Lounge Access every time you fly domestically with Virgin Australia
View Card

Updated 9 Mar

Earn up to 100,000 bonus Qantas Points

Sign-up bonus

American Express

American Express

The Qantas American Express Ultimate Card

$450/yr

Annual fee

Up to 1.25 Qantas Points for every $1 spent on purchases
$450 Qantas Travel Credit each Membership year
2 entries per year to the The Centurion®Lounge and Qantas Club Lounge
View Card

Updated 9 Mar

Receive 200,000 Bonus Membership Rewards® Points

Sign-up bonus

American Express

American Express

The American Express® Platinum Card

$1450/yr

Annual fee

Up to 2.25 points for every $1 spent on purchases
$450 to spend on travel each Membership year
Complimentary access to over 1,550 Airport Lounges
View Card

Updated 9 Mar

Enjoy a low interest rate of 10.99% p.a. on purchases and $0 annual fee

Sign-up bonus

American Express

American Express

The Low Rate Credit Card from American Express®

$0/yr

No annual fee

10.99% p.a. purchase rate
Up to 55 days interest free
Card Purchase and Refund Cover
View Card

Updated 9 Mar

Earn Qantas Points and enjoy $0 Annual Card Fee

Sign-up bonus

American Express

American Express

The Qantas American Express Discovery Card

$0/yr

No annual fee

Up to 0.75 Qantas Points for every $1 spent on purchases
Add up to 4 Additional Cards at no extra fee
Card Refund and Purchase Cover
View Card

Updated 9 Mar

Enjoy $0 Annual Card Fee (usually $195) in the first year

Sign-up bonus

American Express

American Express

The American Express® Platinum Edge Credit Card

$0/yr

No annual fee

3 pts per $1 spent at major supermarkets & petrol stations
Complimentary domestic and international Travel Insurance
Transfer your points to over 10 major partners across Airlines, Hotels and Retail
View Card

Updated 9 Mar

Earn up to $240 cashback ($40/month for 6 months)

Sign-up bonus

CommBank

CommBank

Low Fee credit card

$3/mo

~$36/yr equivalent

Exclusive access to Travel Booking via the CommBank App
Complimentary Purchase Security and Extended Warranty Insurance provided by Cover-More
No monthly fee if you spend at least $300 in your statement period. Otherwise monthly fee is $3
View Card

Updated 9 Mar

Earn up to $450 cashback ($75/month for 6 months)

Sign-up bonus

CommBank

CommBank

Low Rate credit card

$6/mo

~$72/yr equivalent

Exclusive access to Travel Booking via the CommBank App
Complimentary Purchase Security and Extended Warranty Insurance provided by Cover-More
Our most popular credit card with a low rate on purchases
View Card

Updated 9 Mar

Earn up to 80,000 CommBank Awards points (20,000 points/month for 4 months)

Sign-up bonus

CommBank

CommBank

Smart Awards credit card

$19/mo

~$228/yr equivalent

Earn up to 1.5 Awards points or 0.6 Qantas Points for every $1 spent on eligible purchases, up to and including $5,000 in a statement period
Earn unlimited Awards Points or Qantas Points each year
Pay no additional cardholder fee
View Card

Updated 9 Mar

$220 credit back

Sign-up bonus

ANZ

ANZ

ANZ First credit card

$30/yr

Annual fee

20.99% p.a. purchase rate
Lowest annual fee compared to all other ANZ credit cards
Minimum credit limit: $1,000
Current annual fee: $30
View Card

Updated 9 Mar

Earn up to 100,000 CommBank Awards points (25,000 points/month for 4 months)

Sign-up bonus

CommBank

CommBank

Ultimate Awards credit card

$35/mo

~$420/yr equivalent

Earn up to 3 Awards points or 1.2 Qantas Points for every dollar spent on eligible purchases, up to and including $10,000 in a statement period
Earn unlimited Awards points or Qantas Points each year
Pay no additional cardholder fee
View Card

Updated 9 Mar

0% p.a. for 24 months on balance transfers (3% balance transfer fee applies)

Sign-up bonus

Bankwest

Bankwest

Breeze Classic Mastercard

$49/yr

Annual fee

12.99% p.a. purchase rate
Minimum credit limit $1,000
2.95% foreign transaction fee
12.99% p.a. ongoing balance transfer rate
View Card

Updated 9 Mar

$400 credit back OR 0% p.a. balance transfer for 26 months + $0 annual fee in the first year

Sign-up bonus

ANZ

ANZ

ANZ Low Rate credit card

$58/yr

Annual fee

13.74% p.a. purchase rate
Our lowest interest rate on purchases at 13.74% p.a.
Minimum credit limit: $1,000
Current annual fee: $58
View Card

Updated 9 Mar

0% p.a. for 24 months on balance transfers (3% balance transfer fee applies)

Sign-up bonus

Bankwest

Bankwest

Breeze Platinum Mastercard

$59/yr

Annual fee

12.99% p.a. purchase rate
Minimum credit limit $6,000
Higher minimum credit limit
No foreign transaction fees
View Card

Updated 9 Mar

$450 credit back + $0 annual fee in the first year

Sign-up bonus

ANZ

ANZ

ANZ Platinum credit card

$87/yr

Annual fee

Annual fee waived each year if you spend $20,000 or more on eligible purchases
Minimum credit limit: $6,000
Current annual fee: $87
View Card

Updated 9 Mar

Receive 30,000 bonus Velocity Points

Sign-up bonus

American Express

American Express

The American Express Velocity Escape Plus Card

$95/yr

Annual fee

Up to 1 Velocity Point per $1 spent on everyday purchases
$50 Virgin Australia Statement Credit for eligible VA spend, once per redemption period
Complimentary Travel Insurance when you use your Card to pay for your return trip
View Card

Updated 9 Mar

Receive 30,000 Bonus Membership Rewards® Points

Sign-up bonus

American Express

American Express

The American Express Essential® Rewards Credit Card

$108/yr

Annual fee

Up to 5 points for every $1 spent on purchases
Transfer your points to over 10 major partners across Airlines, Hotels and Retail
Cover for smartphone screen repairs up to $500 each year
View Card

Updated 9 Mar

Up to 125,000 ANZ Reward Points + $50 credit back OR Up to 80,000 Velocity Points + $50 credit back

Sign-up bonus

ANZ

ANZ

ANZ Rewards Platinum credit card

$149/yr

Annual fee

Uncapped ANZ Reward Points earn rate
Minimum credit limit: $6,000
Current annual fee: $149
View Card

Updated 9 Mar

Up to 100,000 bonus NAB Rewards Points

Sign-up bonus

NAB

NAB

NAB Rewards Platinum Card

$195/yr

Annual fee

20.99% p.a. purchase rate
Complimentary insurances
Earn up to 2 NAB Rewards Points per $1
Uncapped points earn
View Card

Updated 9 Mar

Receive 20,000 bonus Qantas Points

Sign-up bonus

American Express

American Express

The Qantas American Express Premium Card

$249/yr

Annual fee

Up to 1 Qantas Point for every $1 spent on purchases
2 complimentary Qantas Club Lounge invitations each year
Complimentary domestic and overseas travel insurance
View Card

Updated 9 Mar

75,000 bonus Qantas Points + $100 credit back

Sign-up bonus

ANZ

ANZ

ANZ Frequent Flyer Platinum credit card

$295/yr

Annual fee

Uncapped Qantas Points earn rate
Minimum credit limit: $6,000
Current annual fee: $295
View Card

Updated 9 Mar

Up to 100,000 bonus Qantas Points and $150 cashback

Sign-up bonus

NAB

NAB

NAB Qantas Rewards Premium Card

$295/yr

Annual fee

20.99% p.a. purchase rate
Complimentary insurances
Free Qantas Frequent Flyer membership
Earn 1 bonus Qantas Point for every dollar on eligible Qantas services
View Card

Updated 9 Mar

Up to 180,000 ANZ Reward Points + $100 credit back

Sign-up bonus

ANZ

ANZ

ANZ Rewards Black credit card

$375/yr

Annual fee

Highest ANZ Reward Points earn rate
Minimum credit limit: $15,000
Current annual fee: $375
View Card

Updated 9 Mar

Receive 75,000 Bonus Membership Rewards® Points

Sign-up bonus

American Express

American Express

The American Express Explorer® Credit Card

$395/yr

Annual fee

Up to 2 points per $1 spent on purchases
$400 to spend on travel each Membership year
2 entries each year to the The Centurion®Lounge
View Card

Updated 9 Mar

Up to 130,000 bonus Qantas Points and $250 cashback

Sign-up bonus

NAB

NAB

NAB Qantas Rewards Signature Card

$420/yr

Annual fee

20.99% p.a. purchase rate
Complimentary insurances
Free Qantas Frequent Flyer membership
Earn 1 bonus Qantas Point for every dollar on eligible Qantas services
View Card

Updated 9 Mar

You could also earn up to 110,000 bonus points.

Sign-up bonus

NAB

NAB

NAB Rewards Signature Card

$420/yr

Annual fee

20.99% p.a. purchase rate
A $35 monthly card fee, reversed if you spend $5,000 or more in a statement period
Fee-free international transactions
Complimentary delayed flight lounge pass
View Card

Updated 9 Mar

Up to 130,000 bonus Qantas Points + $200 credit back

Sign-up bonus

ANZ

ANZ

ANZ Frequent Flyer Black credit card

$425/yr

Annual fee

ANZ's highest Qantas Points earn rate
Minimum credit limit: $15,000
Current annual fee: $425
View Card

Updated 9 Mar

Earn up to 100,000 bonus Velocity Points

Sign-up bonus

American Express

American Express

The American Express Velocity Platinum Card

$440/yr

Annual fee

Up to 1.25 Velocity Points per $1 spent on purchases
A Virgin Australia return economy domestic flight each year
VA Lounge Access every time you fly domestically with Virgin Australia
View Card

Updated 9 Mar

Earn up to 100,000 bonus Qantas Points

Sign-up bonus

American Express

American Express

The Qantas American Express Ultimate Card

$450/yr

Annual fee

Up to 1.25 Qantas Points for every $1 spent on purchases
$450 Qantas Travel Credit each Membership year
2 entries per year to the The Centurion®Lounge and Qantas Club Lounge
View Card

Updated 9 Mar

Receive 200,000 Bonus Membership Rewards® Points

Sign-up bonus

American Express

American Express

The American Express® Platinum Card

$1450/yr

Annual fee

Up to 2.25 points for every $1 spent on purchases
$450 to spend on travel each Membership year
Complimentary access to over 1,550 Airport Lounges
View Card

Updated 9 Mar

Sort:

43 offers

American Express

American Express

The Low Rate Credit Card from American Express®

low rate
Enjoy a low interest rate of 10.99% p.a. on purchases and $0 annual fee
$0/yr

No annual fee

%

Purchase rate

10.99% p.a.

📅

Interest free

55 days

  • Up to 55 days interest free
  • Card Purchase and Refund Cover
View Card

Updated 9 Mar

American Express

American Express

The Qantas American Express Discovery Card

rewards
Earn Qantas Points and enjoy $0 Annual Card Fee
$0/yr

No annual fee

Rewards

Qantas Frequent Flyer

  • Up to 0.75 Qantas Points for every $1 spent on purchases
  • Add up to 4 Additional Cards at no extra fee
  • Card Refund and Purchase Cover
View Card

Updated 9 Mar

American Express

American Express

The American Express® Platinum Edge Credit Card

rewards
Enjoy $0 Annual Card Fee (usually $195) in the first year
$0/yr

No annual fee

Rewards

Membership Rewards

  • 3 pts per $1 spent at major supermarkets & petrol stations
  • Complimentary domestic and international Travel Insurance
  • Transfer your points to over 10 major partners across Airlines, Hotels and Retail
View Card

Updated 9 Mar

Bankwest

Bankwest

Zero Classic Mastercard

low rate
$0/yr

No annual fee

%

Purchase rate

18.99% p.a.

📅

Interest free

55 days

  • No annual fee
  • Up to 55 days interest free on purchases
  • 0% p.a. for 6 months on purchases (new Bankwest Zero Mastercard customers only)
  • 0% p.a. for 6 months on balance transfers (new Bankwest Zero Mastercard customers only, 3% balance transfer fee applies)
  • 2.95% foreign transaction fee
View Card

Updated 9 Mar

Bankwest

Bankwest

Zero Platinum Mastercard

low rate
$0/yr

No annual fee

%

Purchase rate

18.99% p.a.

📅

Interest free

55 days

  • No annual fee
  • Up to 55 days interest free on purchases
  • 0% p.a. for 6 months on purchases (new Bankwest Zero Mastercard customers only)
  • 0% p.a. for 6 months on balance transfers (new Bankwest Zero Mastercard customers only, 3% balance transfer fee applies)
  • No foreign transaction fee
View Card

Updated 9 Mar

ANZ

ANZ

ANZ First credit card

low rate
$220 credit back
$30/yr
%

Purchase rate

20.99% p.a.

  • Lowest annual fee compared to all other ANZ credit cards
  • Minimum credit limit: $1,000
  • Current annual fee: $30
  • Earn $220 back to your new ANZ First credit card
View Card

Updated 9 Mar

CommBank

CommBank

Low Fee credit card

Earn up to $240 cashback ($40/month for 6 months)
$3/mo

~$36/yr equivalent

📅

Interest free

55 days

  • Exclusive access to Travel Booking via the CommBank App
  • Complimentary Purchase Security and Extended Warranty Insurance provided by Cover-More
  • No monthly fee if you spend at least $300 in your statement period. Otherwise monthly fee is $3
  • International transaction fees apply
  • International travel insurance isn’t included
View Card

Updated 9 Mar

ING

ING

Orange One Low Rate

low rate
$48/yr
%

Purchase rate

12.99% p.a.

  • A low 12.99 % p.a. variable on purchases and cash advances
  • Flexible instalment plans at a lower 9.99 % p.a. variable
  • No ING international transaction fees
View Card

Updated 9 Mar

Bankwest

Bankwest

Breeze Classic Mastercard

low rate
0% p.a. for 24 months on balance transfers (3% balance transfer fee applies)
$49/yr
%

Purchase rate

12.99% p.a.

📅

Interest free

55 days

  • Minimum credit limit $1,000
  • 2.95% foreign transaction fee
  • 12.99% p.a. ongoing balance transfer rate
  • 21.99% p.a. cash advance rate
  • Eligible card as part of Complete Home Loan Package
View Card

Updated 9 Mar

ANZ

ANZ

ANZ Low Rate credit card

low rate
$400 credit back OR 0% p.a. balance transfer for 26 months + $0 annual fee in the first year
$58/yr
%

Purchase rate

13.74% p.a.

  • Our lowest interest rate on purchases at 13.74% p.a.
  • Minimum credit limit: $1,000
  • Current annual fee: $58
  • Earn $400 back to your new card
  • 0% p.a. balance transfer rate for a 26-month promo period
View Card

Updated 9 Mar

Bankwest

Bankwest

Breeze Platinum Mastercard

low rate
0% p.a. for 24 months on balance transfers (3% balance transfer fee applies)
$59/yr
%

Purchase rate

12.99% p.a.

📅

Interest free

55 days

  • Minimum credit limit $6,000
  • Higher minimum credit limit
  • No foreign transaction fees
  • Complimentary overseas travel insurance
  • Complimentary extended warranty insurance
View Card

Updated 9 Mar

CommBank

CommBank

Low Rate credit card

low rate
Earn up to $450 cashback ($75/month for 6 months)
$6/mo

~$72/yr equivalent

📅

Interest free

55 days

  • Exclusive access to Travel Booking via the CommBank App
  • Complimentary Purchase Security and Extended Warranty Insurance provided by Cover-More
  • Our most popular credit card with a low rate on purchases
  • One of our lowest monthly fees
  • International transaction fees apply
View Card

Updated 9 Mar

ANZ

ANZ

ANZ Platinum credit card

low rate
$450 credit back + $0 annual fee in the first year
$87/yr
  • Annual fee waived each year if you spend $20,000 or more on eligible purchases
  • Minimum credit limit: $6,000
  • Current annual fee: $87
  • Earn $450 back to your new ANZ Platinum credit card
  • $0 annual fee in the first year
View Card

Updated 9 Mar

American Express

American Express

The American Express Velocity Escape Plus Card

rewards
Receive 30,000 bonus Velocity Points
$95/yr

Rewards

Velocity

  • Up to 1 Velocity Point per $1 spent on everyday purchases
  • $50 Virgin Australia Statement Credit for eligible VA spend, once per redemption period
  • Complimentary Travel Insurance when you use your Card to pay for your return trip
View Card

Updated 9 Mar

CommBank

CommBank

Awards credit card

rewards
$8/mo

~$96/yr equivalent

📅

Interest free

44 days

Rewards

CommBank Awards

  • Earn 1 Awards point per $1 spent on eligible purchases, up to and including $2,000 in a statement period. After spending $2,000, the Awards point earn rate is 0.5 Awards points per $1 spent
  • Earn unlimited Awards points per year
  • Pay no additional cardholder fee
  • Exclusive access to Travel Booking via the CommBank App
  • Complimentary Purchase Security and Extended Warranty Insurance provided by Cover-More
View Card

Updated 9 Mar

Bankwest

Bankwest

More Classic Mastercard

$100/yr
Free $60 value
  • Rewards program: More Rewards
  • Card type: rewards
  • Purchase rate: 19.99% p.a.
  • Cash advance rate: 21.99% p.a.
  • Interest free period: Up to 44 days
View Card

Updated 9 Mar

American Express

American Express

The American Express Essential® Rewards Credit Card

rewards
Receive 30,000 Bonus Membership Rewards® Points
$108/yr

Rewards

Membership Rewards

  • Up to 5 points for every $1 spent on purchases
  • Transfer your points to over 10 major partners across Airlines, Hotels and Retail
  • Cover for smartphone screen repairs up to $500 each year
View Card

Updated 9 Mar

CommBank

CommBank

Interest-free Low Fee credit card

$10/mo

~$120/yr equivalent

  • $0 late fees
  • Your digital card is secured by biometrics or passcode
  • Help manage your finances with a spending cap
  • Cashback benefits for eligible cardholders through CommBank Yello Cashback Offers in the CommBank app
  • Stay safe with CommBank Safe fraud prevention technology and secure banking
View Card

Updated 9 Mar

ANZ

ANZ

ANZ Rewards Platinum credit card

rewards
Up to 125,000 ANZ Reward Points + $50 credit back OR Up to 80,000 Velocity Points + $50 credit back
$149/yr

Rewards

ANZ Rewards

Free $50 value
  • Uncapped ANZ Reward Points earn rate
  • Minimum credit limit: $6,000
  • Current annual fee: $149
  • Earn up to 125,000 extra ANZ Reward Points and $50 back
  • Earn up to 80,000 bonus Velocity Points and $50 back
View Card

Updated 9 Mar

ING

ING

Orange One Rewards Platinum

cashback
$149/yr
%

Purchase rate

16.99% p.a.

Rewards

Cashback

  • Up to $30 cashback on your spend per month
  • A 16.99 % p.a. variable on purchases and cash advances
  • Complimentary international travel insurance. T&Cs apply
  • Flexible instalment plans at a lower 9.99 % p.a. variable
  • No ING international transaction fees
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Updated 9 Mar

Bankwest

Bankwest

More Platinum Mastercard

$160/yr
Free $290 value
  • Rewards program: More Rewards
  • Card type: rewards
  • Purchase rate: 19.99% p.a.
  • Cash advance rate: 21.99% p.a.
  • Interest free period: Up to 44 days
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Updated 9 Mar

CommBank

CommBank

CommBank Neo card

$15/mo

~$180/yr equivalent

  • $0 late fees
  • $0 additional cardholder fee
  • No international transaction fees
  • Cashback benefits for eligible cardholders through CommBank Yello Cashback Offers in the CommBank app
  • Exclusive access to Travel Booking via the CommBank App
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Updated 9 Mar

NAB

NAB

NAB Rewards Platinum Card

rewards
Up to 100,000 bonus NAB Rewards Points
$195/yr
%

Purchase rate

20.99% p.a.

📅

Interest free

44 days

Rewards

NAB Rewards

Free $3 value
  • Complimentary insurances
  • Earn up to 2 NAB Rewards Points per $1
  • Uncapped points earn
  • Up to 44 interest free days on purchases
  • 0% p.a. for 12 months standard balance transfer (BT) rate (3% BT fee applies)
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Updated 9 Mar

Bankwest

Bankwest

Bankwest Qantas Platinum Mastercard

travel
$199/yr
Free $7 value
  • Join Qantas Frequent Flyer (fee waived, saving $99.50)
  • No foreign transaction fees
  • Up to 44 days interest free on purchases
  • Complimentary overseas travel insurance
  • Bonus points: Earn up to 80,000 bonus Qantas Points. When you spend $7,500 on eligible purchases within the first 90 days and keep your card open for 15 months and must not have previously held a Bankwest Qantas Mastercard in the last 24 months.
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Updated 9 Mar

CommBank

CommBank

Smart Awards credit card

rewards
Earn up to 80,000 CommBank Awards points (20,000 points/month for 4 months)
$19/mo

~$228/yr equivalent

📅

Interest free

44 days

Rewards

CommBank Awards or Qantas Frequent Flyer

Free $1 value
  • Earn up to 1.5 Awards points or 0.6 Qantas Points for every $1 spent on eligible purchases, up to and including $5,000 in a statement period
  • Earn unlimited Awards Points or Qantas Points each year
  • Pay no additional cardholder fee
  • Choose to earn CommBank Awards points or opt-in to earn Qantas Points for $90 per year
  • Cashback benefits for eligible cardholders through CommBank Yello Cashback Offers in the CommBank app
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Updated 9 Mar

American Express

American Express

The Qantas American Express Premium Card

travel
Receive 20,000 bonus Qantas Points
$249/yr

Rewards

Qantas Frequent Flyer

  • Up to 1 Qantas Point for every $1 spent on purchases
  • 2 complimentary Qantas Club Lounge invitations each year
  • Complimentary domestic and overseas travel insurance
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Updated 9 Mar

ANZ

ANZ

ANZ Frequent Flyer Platinum credit card

travel
75,000 bonus Qantas Points + $100 credit back
$295/yr

Rewards

Qantas Frequent Flyer

Free $100 value
  • Uncapped Qantas Points earn rate
  • Minimum credit limit: $6,000
  • Current annual fee: $295
  • Earn 75,000 bonus Qantas Points and $100 credit back
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Updated 9 Mar

NAB

NAB

NAB Qantas Rewards Premium Card

rewards
Up to 100,000 bonus Qantas Points and $150 cashback
$295/yr
%

Purchase rate

20.99% p.a.

📅

Interest free

44 days

Rewards

Qantas Frequent Flyer

Free $3 value
  • Complimentary insurances
  • Free Qantas Frequent Flyer membership
  • Earn 1 bonus Qantas Point for every dollar on eligible Qantas services
  • Up to 44 interest free days on purchases
  • 0% p.a. for 12 months standard balance transfer (BT) rate (3% BT fee applies)
View Card

Updated 9 Mar

Bankwest

Bankwest

Bankwest Qantas World Mastercard

travel
$320/yr
Free $35 value
  • Join Qantas Frequent Flyer (fee waived, saving $99.50)
  • No foreign transaction fees
  • Up to 44 days interest free on purchases
  • Complimentary overseas travel insurance
  • Bonus points: Earn up to 100,000 bonus Qantas Points. When you spend $35,000 on eligible purchases within the first five months and keep your card open for 15 months and must not have previously held a Bankwest Qantas Mastercard in the last 24 months.
View Card

Updated 9 Mar

ANZ

ANZ

ANZ Rewards Black credit card

rewards
Up to 180,000 ANZ Reward Points + $100 credit back
$375/yr

Rewards

ANZ Rewards

  • Highest ANZ Reward Points earn rate
  • Minimum credit limit: $15,000
  • Current annual fee: $375
  • Earn up to 180,000 extra ANZ Reward Points and $100 back
View Card

Updated 9 Mar

American Express

American Express

The American Express Explorer® Credit Card

travel
Receive 75,000 Bonus Membership Rewards® Points
$395/yr

Rewards

Membership Rewards

  • Up to 2 points per $1 spent on purchases
  • $400 to spend on travel each Membership year
  • 2 entries each year to the The Centurion®Lounge
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Updated 9 Mar

CommBank

CommBank

Ultimate Awards credit card

rewards
Earn up to 100,000 CommBank Awards points (25,000 points/month for 4 months)
$35/mo

~$420/yr equivalent

📅

Interest free

44 days

Rewards

CommBank Awards or Qantas Frequent Flyer

  • Earn up to 3 Awards points or 1.2 Qantas Points for every dollar spent on eligible purchases, up to and including $10,000 in a statement period
  • Earn unlimited Awards points or Qantas Points each year
  • Pay no additional cardholder fee
  • Choose to earn CommBank Awards points or opt-in to earn Qantas Points for $90 per year
  • Cashback benefits for eligible cardholders through CommBank Yello Cashback Offers in the CommBank app
View Card

Updated 9 Mar

NAB

NAB

NAB Qantas Rewards Signature Card

rewards
Up to 130,000 bonus Qantas Points and $250 cashback
$420/yr
%

Purchase rate

20.99% p.a.

📅

Interest free

44 days

Rewards

Qantas Frequent Flyer

Free $5 value
  • Complimentary insurances
  • Free Qantas Frequent Flyer membership
  • Earn 1 bonus Qantas Point for every dollar on eligible Qantas services
  • Up to 44 interest free days on purchases
  • 0% p.a. for 12 months standard balance transfer (BT) rate (3% BT fee applies)
View Card

Updated 9 Mar

NAB

NAB

NAB Rewards Signature Card

rewards
You could also earn up to 110,000 bonus points.
$420/yr
%

Purchase rate

20.99% p.a.

📅

Interest free

44 days

Rewards

NAB Rewards

  • A $35 monthly card fee, reversed if you spend $5,000 or more in a statement period
  • Fee-free international transactions
  • Complimentary delayed flight lounge pass
  • Uncapped points earn
  • Complimentary mobile phone insurance
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Updated 9 Mar

ANZ

ANZ

ANZ Frequent Flyer Black credit card

travel
Up to 130,000 bonus Qantas Points + $200 credit back
$425/yr

Rewards

Qantas Frequent Flyer

Free $200 value
  • ANZ's highest Qantas Points earn rate
  • Minimum credit limit: $15,000
  • Current annual fee: $425
  • Earn up to 130,000 bonus Qantas Points and $200 credit back
View Card

Updated 9 Mar

American Express

American Express

The American Express Velocity Platinum Card

travel
Earn up to 100,000 bonus Velocity Points
$440/yr

Rewards

Velocity

  • Up to 1.25 Velocity Points per $1 spent on purchases
  • A Virgin Australia return economy domestic flight each year
  • VA Lounge Access every time you fly domestically with Virgin Australia
View Card

Updated 9 Mar

American Express

American Express

The Qantas American Express Ultimate Card

travel
Earn up to 100,000 bonus Qantas Points
$450/yr

Rewards

Qantas Frequent Flyer

  • Up to 1.25 Qantas Points for every $1 spent on purchases
  • $450 Qantas Travel Credit each Membership year
  • 2 entries per year to the The Centurion®Lounge and Qantas Club Lounge
View Card

Updated 9 Mar

American Express

American Express

The American Express® Platinum Card

rewards
Receive 200,000 Bonus Membership Rewards® Points
$1450/yr

Rewards

Membership Rewards

  • Up to 2.25 points for every $1 spent on purchases
  • $450 to spend on travel each Membership year
  • Complimentary access to over 1,550 Airport Lounges
View Card

Updated 9 Mar

HSBC

HSBC

HSBC Platinum Credit Card

rewards

Fee not listed — check website

Rewards

HSBC Rewards

  • Earn great rewards on your everyday spend
  • Cashback
  • E-gift cards
  • Travel perks
  • 0% p.a. interest on balance transfers for 12 months (2% balance transfer fee applies)
View Card

Updated 9 Mar

HSBC

HSBC

HSBC Premier World Mastercard

rewards

Fee not listed — check website

Rewards

HSBC Rewards

  • Special benefits for HSBC Premier customers
  • Rewards to enjoy whether you're at home or overseas
  • 0% p.a. interest on balance transfers for 12 months (2% balance transfer fee applies)
View Card

Updated 9 Mar

HSBC

HSBC

HSBC Platinum Qantas Credit Card

rewards

Fee not listed — check website

Rewards

Qantas Frequent Flyer

  • Earn Qantas Points on your everyday spend
  • 0% p.a. interest on balance transfers for 12 months (2% balance transfer fee applies)
View Card

Updated 9 Mar

HSBC

HSBC

HSBC Low Rate Credit Card

low rate

Fee not listed — check website

  • Lowest interest rate for purchases
  • 0% p.a. interest on balance transfers for 12 months (2% balance transfer fee applies)
View Card

Updated 9 Mar

HSBC

HSBC

HSBC Star Alliance Credit Card

travel

Fee not listed — check website

Rewards

Star Alliance

  • Unlock a world of benefits
  • Ultimate travel credit card
  • 0% p.a. interest on balance transfers for 12 months (2% balance transfer fee applies)
View Card

Updated 9 Mar